We offer cash loans in the Central Coast and the surrounding areas for balances between $2,100 and $50,000. If you need money fast, then we are the tech-savvy money lender for you. Our application process is fully online and only takes you minutes to complete and submit. Approvals are fast and when you apply during business hours you are generally approved within the hour. We transfer your instant loan amount to your account as soon as we receive a signed contract. Contracts are sent and signed online so you could have cash in your account the very same day.
We’re an online money lender over quick personal loans right across Australia, including the Central Coast region. If you’re in Budgewoi, The Entrance, Terrigal or surrounds, apply now with MoneyMe for easy finance and fast cash when you need it.
The fastest place to get cash loans in the Central Coast is online with MoneyMe. We offer a range of easy loans you can apply for in just 5 minutes and all online. Our low doc personal loan application process has been designed to be fast and effortless. We don’t need you to upload a bunch of documentation or print anything out. We’ll ask you for some basic identification like your driver’s licence or passport and your Medicare card, and then we’ll simply ask you to input your online banking details to verify your application data. We use illion’s bank-level encryption software, so your details are safe, and we don’t actually access your online banking platform. Instead, your personal loan broker receives a read-only PDF format bank statement showing the last 90 days of transactions. We use this to instantly verify your income, your living expenses and other debt commitments that you have. It’s the reason that we can offer same day loans of between $2100 and $50000 instantly.
A fixed rate personal loan from MoneyMe is paid to you as a lump sum cash amount. This is transferred as soon as we receive your online signed contract. There’s no need to print anything out; all you need to do is digitally sign your contract and send it straight back to us. Once you have received your funds, there is no personal loan redraw facility available which means you can access more than your initial amount even after you have repaid some of your personal loan balance. You can, however, refinance a personal loan with us which means apply again for a new loan with a higher balance, including enough to pay out your existing loan.
If you’re looking for a more flexible easy finance option, then you might want to consider the Freestyle online credit card from MoneyMe. The Freestyle virtual Mastercard® is short term loans in Tennessee bad credit a digital credit card that works just like any other line of credit. You can use it in-store wherever Tap n Pay is accepted and for online shopping. Customers can receive up to 55 days interest-free for purchases which means that when you repay your credit balance you have used for everyday purchases within that period, you’re really just using an interest free credit card.
Once you have repaid any credit funds then those funds become instantly available to use again. It’s a revolving line of credit that’s always available and so can make a great emergency spending account, a card for covering your everyday expenses or the perfect way to manage spending money while you’re on holiday.
How to access cash loans?
If you have been approved for a quick cash loan with us then you’ll receive a loan contract online which shows you what your loan term is, the number of repayments you need to make and the total interest payable. When you’re happy with the terms and conditions that we’ve offered you and you’re ready to proceed then it’s simply a matter of digitally signing your new contract. Our same day loans mean that when you apply during our business hours and return a loan contract to us, you can have your new funds in your account by the end of the same day.
If you are applying for the Freestyle virtual credit card, then it’s even simpler. There’s no waiting period for your card to arrive in the mail because we don’t send you one. Freestyle is designed for today’s spending habits which means it lives on your smartphone and not in your wallet. Once approved and everything’s returned to us, we make your Freestyle funds instantly accessible so you can start spending immediately.
How do the repayments work for cash loans?
Personal loan repayments are fixed amounts that are directly debited from your bank account every month. This is to ensure that you don’t forget to make your payment on time. When you receive a loan offer from us you will see how many repayments you need to make and what the interest rate is. Each repayment will include both the interest and the principal loan amount with the interest amount dropping steadily as the loan balance reduces over the term of your loan. If you want to pay out your loan balance before the end of the term and save yourself a bit of interest, then you can absolutely do that. MoneyMe doesn’t charge customers an early termination fee, unlike other credit providers can.
For every successful credit product that you have with us, your credit rating at MoneyMe increases which means you can access higher credit limits and lower fees and charges for future credit products that you apply for.